Accidents can be stressful and traumatizing. When they happen in the workplace, the situation becomes even more complicated and at times, frustrating. If you’ve been hurt on the job, workers’ compensation can provide you with reparation for your medical bills, lost wages, and pain and suffering.
Here’s what you need to know if you’ve been injured on the job and are looking to file a workers’ compensation claim:
By law, you have 45 days to notify your employer about your work injury, but it’s often best to notify your employer right away. If you wait to report your injury, your employer may try to argue that your injury happened outside of the workplace. Reporting your injury right after it happens or soon after can prevent this from happening.
Missing the 45 day deadline may cause your claim to be denied. Notify your supervisor or company nurse of your injuries as soon as possible, and make sure that your report is in writing. Your supervisor should fill out a company accident report. Make sure that you get a copy of that report for your own records.
After reporting your injury, you should see a doctor as soon as possible. Your injuries may appear to be minor, but they may have caused internal injuries. In some cases, injuries may worsen over time. Our worker’s compensation advice is, the sooner you see a doctor, the better.
Waiting to see a doctor could harm your claim simply because your doctor may not be able to confidently say that your injury was caused by your job.
Depending on the nature and severity of your injuries, the doctor may give you work restrictions. Make sure that you follow the doctor’s orders. Any restrictions should be written down by your doctor, and copies of those restrictions should be given to your employer and yourself.
If you fail to follow the doctor’s medical directions, you may put your claim at risk. Your employer could argue that you did not get proper care and that you stayed injured on purpose to avoid going back to work.
In an ideal world, insurance companies would look out for the best interests of the injured victim. The insurance company that you’ll be dealing with works for your employer and only has your employer’s interests in mind. Their goal is to pay as little as possible.
Remember, you’re not legally obligated to give the insurance company a statement, they should not accompany you to any of your medical appointments and you should not give them permission to speak to your physician about your treatment.
Workers’ compensation prevents you from suing your employer if you’re injured on the job. These benefits entitle you to compensation for medical bills, lost wages and other damages if you’re injured on the job. An attorney who specializes in workers’ compensation claims can help you through the process of making a claim and negotiating with the insurance company. Contact us today for expert help with your claim by our worker’s compensation attorneys.